Friday, March 06, 2009

customer of the day

Most of my customers understand the rule of "don't bite the hand that feeds you." Thus, they are at least civil to me when asking me to give them a loan. But today I met someone who did not follow this line of thinking.

First off, let me just say that my monthly salary is less than one third of her weekly salary. Seriously, if you need payday advances and can't manage that much money, you don't deserve it. Give me your salary right now so I can buy groceries and pay rent, not piddle it away on whatever the heck you're doing.

Secondly, you don't get to decide when to pay me back. When I ask when you get paid next, you don't say "I want to pay it back April 3." Because then I get to say "yeah but when do you get paid next?"
*exasperated sigh*
Every two weeks.
Ok, did you get paid this week?
Yes! I just got paid today!
Ok, so it will be due back March 20.
What about these "30 day loans" you advertise?
If you get paid once a month, you have a month to pay it back. If you get paid weekly, you have 3 weeks to pay us. If you get paid every 2 weeks, like you do, you have 2 weeks.
But what does it matter? It's still the same price!
It's state guidelines, I actually had nothing to do with that.

Then, just for effect, throw the pen back into the cup and storm out. Also, because I can't tell that you are indignant, try to slam the hydraulic door. It's ok if you break it, you can afford to fix it. But not with a loan from us.

She came back in and apologized an hour later. So at least she gets points for that.


Suzanne said...

Not that I want to defend her evil behavior, but maybe she is going through something - like a health fiasco - that is consuming her income and she's just on edge? The fact that she came back and apologized makes me think that...

super des said...

well she's taken loans out before, but she still doesn't get to dictate when she pays us back regardless.

Jbeeky said...

Wow, she actually apologized?

super des said...

Yeah, she said "I realize you don't make the rules" and blah blah blah, and was serious. I still wasn't *nice* to her, but there was less name calling.

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